THis is not really rolemaster specific, but I wonder if there should be gender stat mods? I suppose I am opening up a can of worms, but when RPGs were created I would say at 99% of the players were male (as is evidenced by all the crits in RM using "he/him" instead of "they"). Now I am male myself, but there some physiological facts that are unavoidable. I am thinking at the least you could have a -5 Strength mod for Females and maybe a +5 intuition mod (not exactly physiological, just my experience. :).